Welcome to examclip.com!

These terms and conditions outline the rules and regulations for the use of SVARN Associates‘s Website, located at examclip.com
These Terms and Conditions are subject to modification at our discretion. Your continued use of the platform following any updates constitutes your acceptance of the revised terms. Users are advised to review them periodically for the latest updates
By accessing this website, you agree to be bound by these terms and conditions. Do not continue to use the website if you do not agree to all of the terms and conditions stated on this page.

Terminology

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of India. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing examclip.com, you agreed to use cookies in agreement with SVARN Associates‘ Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, SVARN Associates and/or its licensors own the intellectual property rights for all material on examclip.com. All intellectual property rights are reserved. You may access this from examclip.com for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
•Republish material from examclip.com
•Sell, rent or sub-license material from examclip.com
•Reproduce, duplicate or copy material from examclip.com
•Redistribute content from examclip.com
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. SVARN Associates does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of SVARN Associates, its agents and/or affiliates.
Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, SVARN Associates shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the comments on this website.

Comments on this website

SVARN Associates reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes a breach of these Terms and Conditions.

You warrant and represent that:

•You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

•The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;

•The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material which is an invasion of privacy;

•The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant SVARN Associates a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

•Government agencies;

•Search engines;

•News organizations;

•Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

•System-wide Accredited Businesses, except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

•Commonly-known consumer and/or business information sources;

•Dot.com community sites;

•Associations or other groups representing charities;

•Online directory distributors;

•Internet portals;

•Accounting, law, and consulting firms; and

•Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of SVARN Associates; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to SVARN Associates. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

•By use of our corporate name; or

•By use of the uniform resource locator being linked to; or

•By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of SVARN Associates‘ and examclip.com logo or other artwork will be allowed for linking in the absence of a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that arise on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to do so or to respond to you directly.

Cancellation /Refund Policy

We provide free trial tests for our mock test and practice test series to give you an overview of the quality, pattern, and platform experience. We strongly advise all users to take the trial test before subscribing to any course / test series.

Because our materials are entirely digital and access is granted immediately upon purchase, once a payment has been successfully made, the course(s) / test series are strictly non-refundable and cannot be cancelled. No exceptions will be made for voluntary cancellations.

Random Quiz Generation and Question Repetition

To provide extensive practice material, certain mock tests and quizzes on examclip.com are dynamically generated from a master question bank using an automated randomization process. While our system is designed to provide diverse combinations of questions, the random nature of this generation means that users may occasionally encounter the same question across different quizzes.

This repetition is an inherent part of the automated system and is not considered a defect, error, or deficiency in service. By using our platform, you acknowledge and agree that overlapping or repeated questions may occur, and we do not offer refunds, course extensions, or compensations based on the repetition of questions in randomly generated tests.

Non-Transferability

Purchased courses, mock tests, and account access are for individual use only. They will NOT be transferred to another student or user under any circumstances. Account sharing is strictly prohibited and may result in the suspension of access without a refund.

Failed Transactions & Technical Errors

All transactions are processed through secure third-party payment gateways (such as Razorpay). In the event of a network failure, timeout, or technical glitch during checkout:

Amount Debited but Order Failed: If your bank account or card is debited but the course access is not automatically granted on our platform, the transaction is generally marked as ‘failed’ by the gateway. The deducted amount will be automatically reversed by the payment gateway and credited back to your original payment method within 5 to 7 business days.

Manual Activation: If your payment is successful and confirmed by the gateway, but your course remains inaccessible due to a system delay, please contact our support team immediately with your Transaction ID. We will manually verify the payment and grant you access. We do not issue refunds for temporary delays in course activation.

Data Processing for Settlements

In rare cases of failed transactions where an automated reversal fails and a manual payout is required, we may request your bank account details or UPI ID. This financial data is collected exclusively for settlement purposes to reverse the failed transaction and is not retained beyond the mandated tax and accounting compliance periods.

Grievance Redressal

In accordance with the Information Technology Act, 2000 and the Consumer Protection (E-Commerce) Rules, 2020, if you face any technical issues with course activation or failed payments on examclip.com, please contact our Grievance Officer:

Name: Mr. Atul Lowalekar

Email: support@examclip.com

Address: D-1, Vidya Vihar, Hoshangabad Road, Bhopal – 462026

We will acknowledge any payment or access grievances within 24 hours and resolve them within 15 days.

Technical Requirements and User-End Issues

Access to our platform and digital materials requires a stable internet connection and a compatible device (computer, tablet, or smartphone). It is the sole responsibility of the user to ensure their equipment and network meet these requirements before making a purchase. We do not offer refunds, cancellations, or deadline extensions if a user is unable to access or complete the mock tests and courses due to slow internet speeds, data limits, device incompatibility, software conflicts, or any other technical difficulties originating on the user’s end.

General Disclaimer

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date. examclip.com and its creator/s have obtained all the information on this website from sources believed to be reliable and true. However, examclip.com or its creators, editors, authors, or illustrators do not take any responsibility for the absolute accuracy of any information published on examclip.com, and the damages or loss suffered thereupon.
The information on this website and the free guides and tools contained is for general information purposes only. The information is provided by us and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the information, products, services, or related graphics contained for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
Every effort is made to keep the website up and running smoothly. However, examclip.com or its creator takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Disclaimer for Aptitude Tests Scores

All the aptitude tests provided on this website are meant for practice purposes only. Although utmost care is taken in preparing and compiling the test questions, answers, and explanations, we do not claim it to be 100% accurate and there is always a chance of error. The scores obtained by the visitors of this website may be used for informational purposes only. They do not reject, reflect, or certify the visitors’ abilities or aptitude. The recommendations given are also for information purposes only.
The user assumes sole responsibility for any actions or decisions that are made as a result of using these tests, scores, reports, and self-discovery. By using these scores, reports, or recommendations, you explicitly waive and relinquish any and all claims of any nature against examclip.com and/or its creator arising out of or in connection with the use of these scores, grades, reports, or recommendations.

Disclaimer for Personality Tests Scores, Reports, and Recommendations

The results and reports of assessments, if any, provided on this website are provided as a service to the visitors and may be used for informational purposes only. High/low scores do not mean anything good or bad projected in you through the test. The purpose of these tests is self-discovery. It is provided to help people identify some of their personality characteristics and their interests.
The Scores/Report should not be used to identify or diagnose psychological, mental health, and/or medical problems. The user assumes sole responsibility for any actions or decisions that are made as a result of using these tests, scores, reports, and self-discovery. By using these scores, reports, or recommendations, you explicitly waive and relinquish any and all claims of any nature against examclip.com and/or its creator arising out of or in connection with the use of these scores, grades, reports, or recommendations.

External Links and Site Security

You are able to link to other websites which are not under the control of examclip.com or its creator/s. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Do not assume that the external sites will abide by the same privacy policy to which examclip.com adheres. It is the responsibility of the user to examine the copyright and licensing restrictions of linked pages and to secure all necessary permissions.
For site security purposes, as well as to ensure that this service remains available to all users, we use software programs to monitor traffic and to identify unauthorized attempts to upload or change information or attempts to otherwise cause damage.
This site is subject to periodic update and revision. The services including but not limited to examclip.com may not be available during maintenance of the website. Materials should only be considered current as of the date of initial publication appearing thereon, without regard to the date on which you may access the information. examclip.com maintains the right to delete or modify information on this site without prior notice.

Limitation of Liability

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
•Limit or exclude our or your liability for death or personal injury;
•Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
•Limit any of our or your liabilities in any way that is not permitted under applicable law; or
•Exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of any material on the website or any of the reports that we provide.
You agree that directors, officers, employees, agents, sponsors, consultants, business partners, or other representatives (‘service providers’) of SVARN Associates or examclip.com shall not be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or any other damages (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business) under any contract, negligence, strict liability, or other theory arising out of or relating in any way with the use of the site or in reliance on the information available on the site, site-related services, or any products or services offered or sold or displayed on this site.

Governing Law and Jurisdiction

All disputes are subject to Bhopal jurisdiction only.

Privacy

Our Privacy Policy describes how we handle the information you provide to us when you use our website and services. You understand that through your use of the website, you consent to the collection and use (as set forth in the Privacy Policy) of this information by SVARN Associates and examclip.com. This may include the transfer of this information to secure servers managed by our third-party hosting providers for storage, processing, and use.
If the above-mentioned terms and conditions are not accepted in full, the access and use of the website must be discontinued immediately.